Insurance Claims

Navigating Insurance

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Insurance Claims Process

PETRUS Roofing keeps you sane and steady when dealing with the frustrations of insurance claims. Petrus only advocates for a storm damage claim when we are convinced such a claim is ethically necessary.

1. Storm Damage Inspection and Claim

Our free inspection will documents storm damage
You file with your agent
Your agent schedules their company’s adjuster to inspect

2. Insurance Adjuster Inspection

In 1-2 weeks their adjuster will come for an inspection.
We are present with you and the adjuster for inspection
They approve replacement or we move to step 3

3. Your Claim was Denied? Now What?

Insurance companies often deny 1st inspection by default
This is typical so don’t worry!
We’ll walk you through their reasons
Key is trust and persistence

4. You File for a Second Inspection

Petrus will help you compose a request for another inspection
Companies usually agree to claim for a full replacement
Or they may offer to pay for repairs, not replacement

5. Request a Repairability Test

Petrus will request a “Repairability Test”
Attempt to repair shingles without further damage
If your roof fails the test, your insurance company will determine that “the roof is not repairable”
They will agree to replace the entire roof, minus your deductible

6. Using a Public Adjuster to Prove the Claim

If they still deny the claim, we will involve a Public Adjuster
Public Adjuster does an on-site inspection with insurance field adjuster
Using a Public Adjuster may add 30-50 days in the claim process, however, they are very successful in helping homeowners
Public Adjuster fee is covered by Petrus Roofing

7. Homeowner Uses Chad Wilson Law Firm

They may still refuse to replace your roof no matter how clear the damage, even after the use of a Public Adjuster
We will advise you to contact the Chad Wilson Law Firm
The firm will contact you and give a 10-minute presentation on how to go forward

8. Results with the Chad Wilson Law Firm

If you agree, the firm handles the claim
This can take 6-8 months
All costs for the claim are covered by the settlement if you win
Chad Wilson Law Firm has a 97% success rate
You will get a new roof, thanks to your trust and persistence!

Ready For A Roof You Can Count On?

Schedule your free roof inspection today and experience ethical, worry-free roofing with Petrus.

Insurance Claims

Navigating Insurance

Insurance Claims Process

Ready For A Roof You Can Count On?

Petrus Roofing and Solar

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