Why Cash is CHEAPER than Insurance for a New Roof!
Let’s break down the key reasons why an insurance job can come with a bigger price tag compared to paying out of pocket.
Wishing for Unicorns
Now that I’ve spent the last three months diving into the world of contractors, roofers and otherwise, I’ve realized the old saying is painfully true: “Fast, Cheap, Good- pick two.”
Exploitation by Bad Contractors
These unethical and immoral practices have stained roofers to no end, ruining the reputation of the whole industry.
Your Homeowners Insurance and Roof Claims
So pull out your policy, blow the dust off of it, and look for the section on your roof to see if it says “Replacement Cost Value” or RCV. It may say instead “Actual Cost Value” or ACV. The differences are important and can differ by thousands of dollars.
