Your Homeowners Insurance and Roof Claims
So pull out your policy, blow the dust off of it, and look for the section on your roof to see if it says “Replacement Cost Value” or RCV. It may say instead “Actual Cost Value” or ACV. The differences are important and can differ by thousands of dollars.
Waiving Deductibles is Illegal!
Your deductible is the shared risk you have with your insurance company. Roofers who “waive your deductible” are committing fraud. Run away!
